Master Your High-Stakes
Financial Decisions.
Stop relying on simplified rule-of-thumb estimates. WealthCraft gives you high-precision, client-side simulation engines for take-home pay, early retirement freedom, and real estate wealth.
Take-Home Salary & Tax Calculator
Accurate progressive tax brackets for US Federal + all 50 States (CA, TX, NY, WA, FL), UK HMRC bands, and Canada (ON, BC, AB). Breaks down FICA, Medicare, and NI.
FIRE Retirement Freedom Simulator
Model your journey to Financial Independence, Retire Early. Calculate exact FIRE numbers, CoastFIRE milestones, and 40-year portfolio trajectories under dynamic safe withdrawal rates.
Rent vs. Buy 30-Year Wealth Engine
Beyond simple monthly payment comparisons. Quantifies down payment opportunity cost invested into the S&P 500, property tax, maintenance, and 30-year net equity breakeven.
Earn 4.5% - 5.0% APY on Idle Cash
Don't let your emergency fund or down payment savings erode in a 0.01% traditional checking account. Compare top FDIC-insured High-Yield Savings Accounts.
Explore Top HYSA RatesEngineered for Precision & Transparency
Why tech workers, expats, and savvy investors use WealthCraft over generic rule-of-thumb blog calculators.
Full Marginal vs. Effective Modeling
We never apply a flat tax rate. Every dollar is tracked across actual progressive IRS tax brackets, UK HMRC allowances, and provincial Canadian tiers.
True Opportunity Cost Analysis
Buying a home isn't just mortgage vs rent. It is also the lost compound return of having $100,000+ tied up in illiquid equity instead of broad index funds.
Zero Server Data Collection
Your salary, net worth, and housing budgets are private. All mathematical models execute 100% locally in your device's memory.